{"message":"User & Billing Microservice API","version":"1.0.0","environment":"production","timestamp":"2026-10-31T00:37:20.900Z","endpoints":{"auth":"/api/v1/auth","users":"/api/v1/users","credits":"/api/v1/credits","creditPlans":"/api/v1/credit-plans","coupons":"/api/v1/coupons","shares":"/api/v1/shares","payments":"/api/v1/payments","invoices":"/api/v1/invoices","ledger":"/api/v1/ledger","costRates":"/api/v1/cost-rates","transactions":"/api/v1/transactions","health":"/health"}}