{"message":"User & Billing Microservice API","version":"1.0.0","environment":"development","timestamp":"2026-04-19T13:59:44.304Z","endpoints":{"auth":"/api/v1/auth","users":"/api/v1/users","credits":"/api/v1/credits","creditPlans":"/api/v1/credit-plans","coupons":"/api/v1/coupons","payments":"/api/v1/payments","invoices":"/api/v1/invoices","health":"/health"}}